Fort Walton Beach Homes under $300,000

Fort Walton Beach Homes under $300,000

Welcome to Fort Walton Beach, Florida—a hidden gem nestled in the heart of Okaloosa County. Known for its stunning white-sand beaches and crystal-clear emerald waters, this charming coastal city offers a perfect blend of laid-back living and vibrant community life. With its rich history, abundant recreational activities, and family-friendly atmosphere, Fort Walton Beach is an ideal place to call home.

One of the most appealing aspects of this beautiful city is the affordability of housing. In Fort Walton Beach, you can find a variety of homes priced under $300,000, making it an excellent option for first-time homebuyers, retirees, or anyone looking to invest in a slice of paradise without breaking the bank. From cozy single-family homes to quaint townhouses, the real estate market here is diverse and caters to various lifestyles and preferences.

Imagine waking up to the sounds of the ocean and enjoying a morning stroll along the beach, all while knowing you’ve made a smart financial choice. With its close-knit community, excellent schools, and a plethora of outdoor activities—from fishing and boating to hiking and biking—Fort Walton Beach is more than just a place to live; it’s a lifestyle.

Whether you’re drawn to the vibrant local culture, the stunning natural scenery, or the affordability of homes, Fort Walton Beach is a place where dreams come true. Explore the possibilities today and discover why this coastal paradise is the perfect place for your next chapter!

Newest Fort Walton Beach Homes under $300,000

862 Scallop Court, Unit 105, Fort Walton Beach
$292,900
1 Beds ⋅ 2 Baths ⋅ 1013249 MLS
Discover what makes Okaloosa Island such a sought-after place to own. This inviting ground-floor condo is nestled within a quaint 27-unit beachfront community. Just steps from the beach off your private patio, this location puts the Gulf, community pool, and outdoor amenities within easy reach. The ground-floor setting adds convenience, while the beautiful Gulf setting creates the perfect backdrop for rental income, a second home, or a full-time residence. Community features include a refreshing pool, grilling area, picnic space, assigned parking, and well-kept grounds. When you're ready to venture out, restaurants, shopping, entertainment, and island attractions are all nearby. Whether you're looking for a property to add to your portfolio or a place to enjoy your own time by the Gulf, this Okaloosa Island condo offers plenty of possibilities.

862 Scallop Court, Unit 105, Fort Walton Beach
215 Ne Hwy Avenue Ft, Fort Walton Beach
$194,000
3 Beds ⋅ 1 Baths ⋅ 1013235 MLS
Bring your renovation plans to this 3-bedroom, 1-bath home in Fort Walton Beach, offering approximately 1,360 square feet. The home features living and dining areas, a kitchen with white cabinetry, an attached garage and an established yard with mature trees. Interior updates and repairs are needed, including visible ceiling damage in the living area. Roof age is reported at approximately 11 years and HVAC at approximately 6 years. An opportunity to personalize the finishes within the existing home.

215 Ne Hwy Avenue Ft, Fort Walton Beach
303 N Beal Pkwy, Fort Walton Beach
$295,000
2 Beds ⋅ 1 Baths ⋅ 1013209 MLS
Great little home in a park like setting. November 2022 NEW ROOF, August 2026 NEW PLUMBING, October 2026 NEW AC/HEAT. This home has an open concept. When you enter from the front door you are in the family room. To your right is your fireplace and large screen TV, to your left is a is your two bedrooms and your bathroom. In front of you is your dining and kitchen. If you go to the door in the family room to your right, that leads you into your garage. 18 ft x 11 garage. Room for your vehicle, freezer and your washer and dryer. Inside in the kitchen you have an open view into the family room. The door in the kitchen leads out to the 18.10x11.10 ft screened in porch. Your back yard is full of fruit trees-grapefruit, peaches, plums, and lemons. You also have separate living quarters in your 15x15 man cave. Has a toilet and sink. This is sold as is. With a little imagination, you can make this into a great Father-n -law suite. Well and sprinkler system to help keep your gardens growing with little work.

303 N Beal Pkwy, Fort Walton Beach
339 Nw Barbara Dr, Fort Walton Beach
$295,000
3 Beds ⋅ 2 Baths ⋅ 1006986 MLS
Single story ranch home off Wright Pkwy. Storage shed under carport for extra storage. Large back yard and tons of parking!

339 Nw Barbara Dr, Fort Walton Beach
2 Nw Cinderell Ln Unit A, Fort Walton Beach
$205,000
2 Beds ⋅ 2 Baths ⋅ 1013016 MLS
2 bedroom, 1.5 bath attached townhome in Azalea Gardens. Built 1993, approximately 1,135 sq ft. Convenient Fort Walton Beach location. Sold as-is. Buyer to verify all information.

2 Nw Cinderell Ln Unit A, Fort Walton Beach
210 Pelham Rd Unit C211, Fort Walton Beach
$115,000
1 Beds ⋅ 1 Baths ⋅ 1012703 MLS
Waterfront unit directly on Cinco Bayou. Great view from the balcony and bedroom overlooking the bayou and a natural preserve area. Boat slips are available, at no cost, on a first come first serve basis. There is a dry storage area available as space allows. The complex offers a dock, boat slips, fishing, fish cleaning station, pool, tennis/basketball court and on-site laundry facility. Large living/dining room opens to kitchen. Kitchen offers breakfast bar, built-in microwave, pantry cabinet and tile backsplash. Large bedroom on the water with access to the balcony. The bathroom features a tile walk-in shower and separate vanity area. Tile flooring throughout the unit. The HVAC was installed in 2021 and the hot water heater was installed in August 2026. This unit is move-in ready.

210 Pelham Rd Unit C211, Fort Walton Beach
26 Eglin St, Fort Walton Beach
$255,000
3 Beds ⋅ 4 Baths ⋅ 1012098 MLS
BIG VISION? BRING IT. TOOL BELT? PACK IT. This 2,013 SF Fort Walton Beach home brings the SPACE: 3 bedrooms, 4 full bathrooms, TWO living areas, a flex room/office, inside laundry, and double carport. Let's be clear--she needs updates, TLC, and a NEW ROOF. But the footprint and possibilities are here. New gas water heater (2025), gas heat, and AC currently running cold. Sold AS IS. Bring your contractor, your imagination, and your measuring tape. The pretty part comes later. The opportunity is already here.

26 Eglin St, Fort Walton Beach
210 Pelham Rd Unit 214 A, Fort Walton Beach
$129,000
2 Beds ⋅ 2 Baths ⋅ 1012673 MLS
REO Property. Waterfront corner unit condo offering water views from the kitchen, balcony, AND master bedroom! This spacious 2 bedroom, 2 bath unit is located in a sought-after waterfront community featuring a sparkling pool, tennis courts, and convenient on-site laundry facilities. Enjoy waterfront activities just steps from your front door -- no need to drive to the beach when resort-style living is right outside! Ideally situated near shopping, schools, and offering an easy commute for work. Just a short drive to Hurlburt Field and Eglin AFB, making this a prime location for military families. Local beaches are also just minutes away for those sunny weekend getaways. Corner unit placement provides added privacy.

210 Pelham Rd Unit 214 A, Fort Walton Beach
803 Holbrook Circle Ft, Fort Walton Beach
$269,900
3 Beds ⋅ 2 Baths ⋅ 1012102 MLS
Spacious 3-bedroom, 2-bath townhome offering over 2,400 sq ft with NO HOA fees! Features a downstairs primary suite, open kitchen with vaulted ceilings, flexible upstairs loft, and 2-car garage. Roof replaced in 2023 and water heater in 2025. Conveniently located near Fort Walton Beach Medical Center, Eglin AFB, Hurlburt Field, shopping, dining, and more. Great layout with plenty of space and potential!

803 Holbrook Circle Ft, Fort Walton Beach
112 Skinner Cir Unit A, Fort Walton Beach
$229,000
2 Beds ⋅ 2 Baths ⋅ 1011773 MLS
This charming 2-bedroom, 2-bath corner-lot townhouse offers plenty of space, privacy, and flexibility, making it an ideal starter home or investment property. The spacious living room flows into a dining area, creating a comfortable layout for everyday living and entertaining. A bright bonus sunroom/office overlooks the large backyard, providing the perfect spot for a home office, reading area, or additional living space. Upstairs, a versatile extra room can be used for crafts, storage, or another office. The corner lot provides additional parking and a larger-than-average backyard featuring a fire pit and paver patio, perfect for outdoor gatherings, along with a covered lean-to for convenient additional storage. With its desirable corner location, flexible spaces, and generous outdoor area, this townhouse offers both comfort and excellent potential for its next owner or investor. Hot Water Heater -2022 Roof- 2022

112 Skinner Cir Unit A, Fort Walton Beach
816 Patio Road Ft, Fort Walton Beach
$299,900
3 Beds ⋅ 2 Baths ⋅ 1011764 MLS
NO HOA and approximately $25,000 in renovations completed in 2013! With an effective year built of 2012, this extensively updated three-bedroom, two-bath home offers comfortable everyday living, low-maintenance features, and attractive potential for an owner-occupant or investment-minded buyer. Improvements included new windows, an updated kitchen, electrical, plumbing, HVAC, water heater, flooring, updated bathrooms, lighting, doors, and ceilings. A cozy fireplace enclosed 10-by-12-foot porch, dedicated laundry room, carport, brick exterior, and fenced backyard add even more appeal. Shopping is approximately .2 miles away, numerous local dining favorites are within about half a mile, and the white-sand beaches and emerald waters of the Gulf Coast are approximately five miles from home. The bright enclosed porch welcomes you inside and provides a comfortable spot to enjoy your morning coffee or unwind at the end of the day. From there, step into the living room, where recessed lighting and a fireplace create a warm, inviting atmosphere. The dining area flows naturally between the living room and kitchen, making the layout ideal for relaxed meals, entertaining, and everyday routines. Down the hall, the primary bedroom features two closets and a private full bathroom. Two additional bedrooms and a second full bath provide flexibility for guests, a home office, or additional living space. Whether you are searching for a primary home, a long-term rental opportunity, or an addition to your investment portfolio, the no-HOA setting, extensive improvements, fenced yard, and central Fort Walton Beach location make this property a compelling opportunity.

816 Patio Road Ft, Fort Walton Beach
210 Pelham Rd Unit A107, Fort Walton Beach
$99,900
2 Beds ⋅ 1 Baths ⋅ 1011744 MLS
Investor Alert! Priced for quick sale! Welcome to Unit 107A at Pier One Condominiums! This comfortable 2-bedroom, 1-bath unit condo offers convenient living in the heart of Fort Walton Beach. The seller has priced for a quick sale and is looking for an investor or cash buyer and will consider some owner financing. The unit features a functional floor plan with a comfortable living area, fresh paint throughout, new appliances, new fixtures and a well-equipped kitchen. Located on the first floor, Unit 107A provides easy access without the hassle of stairs. Pier One Condominiums offers a convenient Fort Walton Beach location with quick access to shopping, restaurants, schools, military bases, downtown Fort Walton Beach, and the beautiful beaches of the Emerald Coast. Property Highlights: First-floor Unit 107A Fresh updated throughout Private patio Convenient Fort Walton Beach location Easy access to shopping, dining, beaches, and area employers A great option for investors and anyone looking for an affordable and conveniently located condo in Fort Walton Beach. Schedule your showing today

210 Pelham Rd Unit A107, Fort Walton Beach
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