Baker Homes under $400,000

Baker Homes under $400,000

Welcome to Baker, Florida – a hidden gem nestled in the heart of Okaloosa County! With its small-town charm, Baker offers a serene lifestyle amidst picturesque landscapes, making it an ideal place for families, retirees, and anyone seeking a peaceful retreat. Known for its friendly community and a strong sense of belonging, Baker is the perfect blend of rural tranquility and convenient access to urban amenities.

The city is surrounded by beautiful nature, with lush greenery and scenic views that invite outdoor enthusiasts to explore. Whether it’s hiking through nearby parks or enjoying a leisurely day fishing in one of the tranquil lakes, Baker provides ample opportunities to connect with nature.

What makes Baker even more enticing is the availability of homes under $400,000. This affordability allows first-time homebuyers and those looking to invest in real estate to find their dream home without breaking the bank. From charming single-family residences to modern townhomes, Baker's real estate market offers a variety of options that cater to different needs and preferences.

Imagine settling into a cozy abode that reflects your style, with ample space for family gatherings and backyard barbecues. In Baker, you’ll find homes that combine comfort and value, making it easier to create lasting memories in a community that feels like home.

Explore the vibrant lifestyle that Baker has to offer, and discover the perfect home that meets your budget and aspirations. Embrace the opportunity to live in a community that cherishes its roots while welcoming new faces with open arms!

Newest Baker Homes under $400,000

1206 Dustin Aaron Ln, Baker
$364,900
5 Beds ⋅ 3 Baths ⋅ 1013408 MLS
New Gator's Landing community only minutes from shopping, dining, schools, & a short trip on SR-85 from the pristine beaches of Destin, Navarre, and Pensacola. The highly desirable two-story Hayden floorplan provides a well-designed OPEN concept, no wasted space, 5 beds, 3 baths & 2 car garage with upstairs living area space. All stainless appliances in the kitchen, smooth top range, beautiful quartz countertops in kitchen and baths, quiet dishwasher, built in microwave, spacious dining area & more. Striking wood look flooring, plush carpet in the bedrooms. The Smart Home Connect System has several convenient devices you will enjoy. Also, Fabric Hurricane door and window protection is included. ALL LISTING pictures, colors, features, and size may vary. Square footages are approximate.

1206 Dustin Aaron Ln, Baker
1150 Reeves Rd, Baker
$159,900
3 Beds ⋅ 2 Baths ⋅ 1012707 MLS
Welcome to 1150 Reeves Road in Baker! Situated on a full acre, this newly remodeled 3-bedroom, 2-bath home offers a fresh, updated feel with the space and country setting you've been looking for. Inside, you'll find a functional split-bedroom floor plan, spacious living area, eat-in kitchen with plenty of cabinet and counter space, and a comfortable primary suite. Outside, enjoy the covered back deck and plenty of room for your boat, trailer, outdoor equipment, or future projects. The property also includes a storage building with additional covered storage areas. Located on a paved road just minutes from the heart of Baker, this move-in-ready home offers a great combination of country living, modern updates, privacy, and convenience. Schedule your showing today!

1150 Reeves Rd, Baker
5415 Torchwood Dr, Baker
$369,900
5 Beds ⋅ 3 Baths ⋅ 1011053 MLS
Welcome home to Charlie Day Estates, where comfort, space, and everyday convenience come together. Picture mornings gathered around the large kitchen island, evenings relaxing under the covered patio, and plenty of room for everyone to spread out in this beautiful 5-bedroom, 3-bath home. The open-concept design creates an easy flow between the kitchen and living areas, making it ideal for family time, entertaining friends, or simply unwinding at the end of the day. The kitchen features gorgeous quartz countertops, stainless steel appliances, a large island, smooth-top range, built-in microwave, dishwasher, and pantry. Wood-look flooring adds warmth throughout the main living areas, while plush carpet keeps the bedrooms cozy. The spacious primary suite offers a private retreat with a garden tub, separate shower, double vanity, quartz countertops, and generous closet space. Enjoy a 2-car garage, stylish curb appeal, and a location just minutes from shopping, dining, and schools. With easy access to SR-85, weekends at the beaches of Destin, Navarre, and Pensacola are never far away. Come see what life could look like here!

5415 Torchwood Dr, Baker
1345 18th St, Baker
$250,000
3 Beds ⋅ 3 Baths ⋅ 1011730 MLS
Welcome home to this charming and affordable, newly renovated 3-bedroom, 3-bath cottage-style home situated on a spacious 0.36-acre corner lot with a fenced-in yard that is conveniently located within walking distance to Baker School, and surrounding stores! Featuring a desirable open-concept living and kitchen area, this home offers a comfortable layout that makes everyday living and entertaining easy. The open kitchen is a standout feature, offering abundant cabinet and countertop space, stainless-steel appliances, a large center island with bar seating, modern pendant lighting, and stylish open shelving. The adjoining living area creates an inviting open-concept space. The spacious primary bedroom measures approximately 12' x 18' and features double closets for added storage. A NEW metal roof and gutters were installed in March 2026, offering peace of mind for years to come. Outside, the fenced yard provides plenty of space to enjoy the outdoors, while two storage sheds offer additional room for tools, equipment, and storage. A generator is also included and has been used to power the home during outages. With its charming cottage character, spacious corner lot, fenced yard, attractive kitchen, and numerous desirable features, this home is a great opportunity for buyers looking for space, comfort, and value.

1345 18th St, Baker
5314 Olin Merritt Rd, Baker
$265,000
3 Beds ⋅ 2 Baths ⋅ 1011600 MLS
'CARTER FLOOR PLAN' WITH A CONVENIENT BAKER LOCATION! Ready in late October plus seller is offering $12,000 towards buyer closing costs. Fully landscaped 1/4-acre lot, finished 2-car-garage, rear patio for relaxing in the evenings. Kitchen features work island with bar seating, cozy dining nook, corner walk-in pantry, white shaker cabinets. Home has vinyl plank flooring throughout, recessed lighting, ceiling fans in all bedrooms + living, walk-in closet in owner's suite, double vanities, shower in owner's bath. Photos of similar sold home, elevation, interior/exterior colors & finishes will vary. Call for more details.

5314 Olin Merritt Rd, Baker
5408 Aniston Way, Baker
$299,900
4 Beds ⋅ 2 Baths ⋅ 1010221 MLS
New Gator's Landing community only minutes from shopping, dining, schools, & a short trip on SR-85 from the pristine beaches of Destin, Navarre, and Pensacola. The popular Cali model with its sought-after open design for comfortable living & entertaining. 4 beds, 2 baths, covered patio, and a 2-car garage. Well-designed kitchen: GORGEOUS Quartz counter-tops stainless appliances, lg. island, smooth-top range, built in microwave, quiet dishwasher & pantry. Striking wood look flooring & PLUSH carpet in the bedrooms. The 'Smart Home Connect' System offers a variety of Smart Hm. Devices for your convenience + fabric hurricane window protection. Bedroom 1 & adjoining bath features beautiful Quartz counter-tops & a double sink vanity. STYLISH curb appeal. ALL LISTING pictures, colors, features, and size may vary. Square footages are approximate.

5408 Aniston Way, Baker
5921 Jack Stokes Rd, Baker
$350,000
3 Beds ⋅ 1 Baths ⋅ 1009985 MLS
A beautifully reimagined farmhouse where timeless character meets true peace of mind. Thoughtfully updated throughout, this 3-bedroom charmer sits on a level 1.10-acre lot shaded by mature trees--with the big-ticket work already done. New electrical panels, HVAC and complete re-pipe (2020), water heater (2021), durable metal roof, stainless appliances (2020-2021) and a 2023 stove mean you can simply move in and enjoy. Inside, gorgeous wood-planked flooring brings a warmth and rustic character. A massive living room centers on a semi-built-in fireplace framed in classic board-and-batten, while the dining room is ready for holiday gatherings. Beyond the signature barn-style door, the kitchen shines with granite countertops, center island, generous storage, updated cabinetry, subway-tile backsplash and stainless appliances. Outside is where the magic unfolds: a covered back deck overlooks the manicured, park-like backyard, above-ground pool, chicken coop, play area and firepit ringed with built-in swings. A 50' x 42' pole barn with a 42' x 14' concrete area, plus a 24' x 16' storage building, provide exceptional space for tools, toys and equipment. Historic charm, modern comfort and room to breathe--this is more than a house; it's a lifestyle. Step inside and this beautifully reimagined farmhouse begins to reveal what makes it special. The warm, light-filled living spaces pair the character of a farm home with thoughtful modern updates designed for today's lifestyle. Gorgeous wood-planked flooring runs underfoot adding a rustic warmth throughout. The massive living room is anchored by a semi-built-in fireplace framed in classic board-and-batten--the kind of inviting centerpiece you'll naturally gather around on cool evenings. The adjoining dining room offers plenty of space for holiday dinners, Sunday meals and easy entertaining. Slide open the signature barn-style door and step into a kitchen that's as functional as it is beautiful. Rich granite countertops, a center island, generous storage, crisp updated cabinetry, classic subway-tile backsplash and gleaming stainless appliances create a space made for everything from quiet morning coffee to meals shared with family and friends. The primary bedroom and two additional bedrooms provide restful retreats, while the updated bath brings a touch of everyday luxury with its tiled shower and new vanity. One of the home's most delightful surprises is the bright, sun-drenched bonus room--a cheerful space that seems to invite you to stay awhile. Picture savoring your first cup of coffee as the day breaks, curling up with a good book on a lazy afternoon, or nurturing a collection of thriving houseplants in the natural light. Whether you envision a sunny home office, peaceful reading retreat, playroom or simply a quiet place to unwind, this inviting room adapts effortlessly to the way you live. A large walk-in laundry room adds everyday convenience. But the true magic is outside. Step onto the covered back deck and look across a manicured, park-like backyard shaded by mature trees and surrounded by room to breathe. Cool off in the above-ground pool on a summer afternoon. Gather fresh eggs from the chicken coop. Watch children make adventures of their own in the massive play area. Then, as evening settles in, gather around the firepit ringed with built-in swings beneath a starry sky. With 1.10 level acres, there's space to roam, garden, play, entertain and simply enjoy being outside. And when it comes to storage and versatility, this property delivers in a big way. The impressive 50' x 42' pole barn includes a substantial 42' x 14' concrete area, offering tremendous possibilities for equipment, projects, hobbies, recreational toys and more. A separate 24' x 16' storage building provides even more room for the things that make country living easy. Out front, the covered porch offers something increasingly rare: a place to simply slow down. Settle into a chair with a glass of sweet tea, listen to the quiet and watch the world go by. And behind all that character is something equally important--peace of mind. Major improvements have already been completed, including new electrical panels, HVAC and a complete re-pipe in 2020, a 2021 water heater, durable metal roof, stainless appliances from 2020-2021 and a 2023 stove. More than a house, this is a lifestyle--a place where historic farmhouse character, modern comfort and extraordinary outdoor living come together on more than an acre of your own. It's a home for morning coffee and summer swims, fresh eggs and garden rows, holiday dinners and evenings around the fire. There's room here to gather, room to play, room to create and room to breathe. Come see why this one doesn't just look like home--it feels like home.

5921 Jack Stokes Rd, Baker
5630 Buck Ward Rd, Baker
$385,000
3 Beds ⋅ 2 Baths ⋅ 1009794 MLS
WELCOME HOME!!! Enjoy the comforts of quiet country living beneath the canopy of beautiful, mature live oaks and situated on approximately 4.3 acres. A bonus is that it's located within minutes of town!! The previous owners cherished and maintained this land for nearly 45 years while utilizing it as an equestrian property for their own personal use. The residence is a 3-bedroom, 2-bath ranch-style home offering a comfortable and spacious layout ideal for family gatherings, with both a living room and a den. The kitchen is generous in size and includes a breakfast room and adjacent formal dining area. Recent updates include an HVAC system (approximately 4 years old) and a water heater (approximately 1 year old). Additional features include an attached two-car carport, a covered front porch, and a covered rear deck accessible from the kitchen. The property also offers a workshop, an older horse barn, and pasture area. Sellers are retaining one acre to the right of the driveway from the parcel. Purchase is contingent upon successful lot split with the county. Buyer to verify and satisfy themselves regarding all information. LISTING AGENT RELATED TO SELLERS.

5630 Buck Ward Rd, Baker
1299 Roosevelt St, Baker
$148,900
3 Beds ⋅ 2 Baths ⋅ 1009004 MLS
Welcome home to this beautifully updated 3-bedroom, 2-bath single-wide mobile home in the heart of Baker! Recent upgrades include a new roof (2024), fresh interior paint, new flooring throughout, new blinds, and new appliances, making this home move-in ready. Conveniently located within walking distance of Pic-N-Sav and approximately a 10-minute walk to the local school, this property offers both comfort and convenience. Situated in a USDA-eligible area, it may qualify for 100% financing for eligible buyers. The septic system was recently pumped for added peace of mind. A HUD Engineering Certification Report, retired title, and current survey are available to help streamline the financing process. The seller is also offering incentives toward the buyer's closing costs, making this an even more attractive opportunity. Whether you're a first-time homebuyer, downsizing, or looking for an investment opportunity, this updated home is one you won't want to miss!

1299 Roosevelt St, Baker
1507 Kais St, Baker
$339,900
4 Beds ⋅ 2 Baths ⋅ 1003536 MLS
TO BE BUILT- Can be completed 6 months from contract date. Grab your sweet tea and bring your swing- this home comes with a covered back porch. Wide open stunning floor plan in the main areas. Kitchen island. All soft close cabinetry, quartz countertops. Wood look tile throughout. Master bedroom is large and spacious. Walk in closet in master bath, tiled walk in shower, double vanity. Split floor plan with additional bedrooms on the opposite side of home. No HOA dues in this community!

1507 Kais St, Baker
1205 Dustin Aaron Ln, Baker
$334,900
5 Beds ⋅ 3 Baths ⋅ 999844 MLS
New Gator's Landing community only minutes from shopping, dining, schools, & a short trip on SR-85 from the pristine beaches of Destin, Navarre, and Pensacola. The highly desirable Sawyer floorplan provides a well-designed OPEN concept, no wasted space, 5 beds, 3 baths & 2 car garage. All stainless appliances in the kitchen, smooth top range, beautiful quartz countertops in kitchen and baths, quiet dishwasher, built in microwave, spacious dining area & more. Striking wood look flooring, plush carpet in the bedrooms. The Smart Home Connect System has several convenient devices you will enjoy. Also, Fabric Hurricane door and window protection is included.

1205 Dustin Aaron Ln, Baker
1204 Dustin Aaron Ln, Baker
$349,900
5 Beds ⋅ 3 Baths ⋅ 999842 MLS
New Gator's Landing community only minutes from shopping, dining, schools, & a short trip on SR-85 from the pristine beaches of Destin, Navarre, and Pensacola. The highly desirable Sawyer floorplan provides a well-designed OPEN concept, no wasted space, 5 beds, 3 baths & 2 car garage. All stainless appliances in the kitchen, smooth top range, beautiful quartz countertops in kitchen and baths, quiet dishwasher, built in microwave, spacious dining area & more. Striking wood look flooring, plush carpet in the bedrooms. The Smart Home Connect System has several convenient devices you will enjoy. Also, Fabric Hurricane door and window protection is included. ALL LISTING pictures, colors, features, and size may vary. Square footages are approximate.

1204 Dustin Aaron Ln, Baker
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