Miramar Beach Homes under $400,000

Miramar Beach Homes under $400,000

Welcome to Miramar Beach, Florida – a hidden gem nestled along the stunning Emerald Coast in Walton County. Renowned for its pristine white sand beaches and crystal-clear turquoise waters, Miramar Beach offers a perfect blend of relaxation, recreation, and vibrant coastal living. Whether you’re looking for a serene getaway or a lively community atmosphere, this charming beach town has something for everyone.

One of the most attractive aspects of Miramar Beach is its diverse real estate market, especially for those seeking homes under $400,000. Here, you’ll find a variety of options, from cozy beach cottages to modern townhomes, all designed to capture the essence of coastal living. These affordable homes not only provide a fantastic opportunity for first-time buyers but also serve as excellent investment properties for vacation rentals.

Living in Miramar Beach means you can enjoy a plethora of outdoor activities year-round. Spend your days lounging on the beach, exploring the scenic nature trails, or indulging in water sports like paddleboarding and kayaking. The area is also home to an array of dining options, from casual beachside eateries to upscale restaurants, ensuring you’ll never run out of delicious culinary experiences.

With its friendly community vibe, stunning natural beauty, and accessible housing options, Miramar Beach is the ideal destination for those looking to embrace the coastal lifestyle without breaking the bank. Discover your perfect home in this enchanting beach town and start living the dream in sunny Florida!

Newest Miramar Beach Homes under $400,000

285 Payne St Unit UNIT 8B, Miramar Beach
$399,000
2 Beds ⋅ 2 Baths ⋅ 1013363 MLS
This top floor and highly updated, fully furnished unit at Crystal Village located just 2.5 blocks from the spectacular South Walton beaches and Pompano Joe's beachfront restaurant! Enjoy the views with a spacious private deck overlooking perfectly manicured grounds and a community pool, one of two at Crystal Village. This unit is the perfect vacation rental as the second bedroom includes bunks and an owner's closet as well. Crystal Village is perfectly located between Scenic Hwy 98 and the main Hwy 98, with easy access to all of the restaurants, shopping, and of course the world class beaches that this area is famous for! Come take a look. Roof was replaced in 2023 and all new stairways and balconies added in 2025 as well. Buyer to please verify all information.

285 Payne St Unit UNIT 8B, Miramar Beach
9100 Baytowne Wharf Blvd Unit 451, Miramar Beach
$399,500
2 Beds ⋅ 2 Baths ⋅ 1013215 MLS
A 2-bedroom in The Village of Baytowne Wharf for $399,500! Discover an exceptional opportunity in the heart of Sandestin Golf and Beach Resort®, where resort living is just outside your door, yet home feels private and peaceful. Welcome to 451 Observation Point, a delightful 2-bedroom, 2-bath condo ideally positioned at the end of the building overlooking the amenity terrace. Step outside and you're moments from Baytowne Wharf dining, shopping, entertainment and events; step onto the oversized covered balcony and enjoy lushl landscaping and a tucked-away setting. Inside, abundant windows fill the open living and dining areas with natural light. The coastal-inspired kitchen features a granite breakfast bar and stainless appliances. Recent updates include new appliances, washer/dryer, lighting, ceiling fans and door hardware in 2026, plus newer furnishings and interior paint. Gateway owners enjoy covered parking, pool, hot tub, fitness center and grilling areas, plus the Founders Club overlooking the Events Plaza with a community room and pool table. Beyond the Village, enjoy the Sandestin® lifestyle with beach access, golf, tennis, pickleball, Baytowne Marina, walking and biking paths, dining and entertainment. Beach. Golf. Marina. Baytowne. And your own peaceful retreat in the middle of it all-for $399,500.

9100 Baytowne Wharf Blvd Unit 451, Miramar Beach
5000 S Sandestin Blvd Unit 7406, Miramar Beach
$389,900
1 Beds ⋅ 1 Baths ⋅ 1013147 MLS
Enjoy elevated resort living from the 14th floor of Luau, perfectly positioned on the beachside of Sandestin Golf and Beach Resort. This well-maintained 1-bedroom, 1-bath residence offers 708 square feet of comfortable living space along with beautiful views overlooking the lake and resort-style pool, with glimpses of both the Gulf and Choctawhatchee Bay adding to the coastal setting. The inviting floor plan offers everything needed for a relaxing beach retreat, full-time residence, or vacation rental opportunity. Luau offers an impressive collection of amenities, including a tropical lagoon-style pool, fitness center, and beautifully landscaped surroundings. Spend the day relaxing poolside, stay active in the on-site fitness center, or simply unwind and enjoy everything this coastal haven has to offer. Perfectly positioned on the beachside of Sandestin Golf and Beach Resort, Luau is just a short stroll from the sugar-white sand beaches of the Emerald Coast, while still providing convenient access to all that Sandestin has to offer-from golf and tennis to dining, shopping, entertainment, the marina, and The Village of Baytowne Wharf. Whether you're searching for a personal beach getaway or an investment property in one of the Emerald Coast's most sought-after resort communities, this 14th-floor Luau residence offers an exceptional opportunity to experience the Sandestin lifestyle. As an introduction to the Sandestin lifestyle, we invite our new owners to explore amenities that make Sandestin special. The listing brokerage and seller(s) are presenting the buyer(s) of this property with (2) 90-minute rounds of Tennis court time, a golf foursome at one of our three championship courses, and a round of golf for up to four (4) players at the unrivaled Burnt Pine Golf Club. Sandestin Golf and Beach Resort features more than seven miles of beaches and pristine bay front, four championship golf courses, 15 world-class tennis courts, a 226-slip marina, a fitness center, spa and celebrity chef dining. Shop, dine and play at the charming pedestrian village, The Village of Baytowne Wharf and more. Inside the gates of the resort, residents enjoy a balanced lifestyle of high-class living, spanning the 2,400 acres from the beach to the bay. Everything within the gates of the resort is accessible by golf cart or bicycle. The entire resort is interconnected by miles of pedestrian, bike and golf cart paths that weave through groves of live oaks, meandering past natural lagoons, fountains, man-made lakes, and meticulously landscaped fairways.

5000 S Sandestin Blvd Unit 7406, Miramar Beach
320 Scenic Gulf Dr Unit 123, Miramar Beach
$349,000
2 Beds ⋅ 2 Baths ⋅ 1013060 MLS
Brand New Roof, Seller to cover Special Assesment fees

320 Scenic Gulf Dr Unit 123, Miramar Beach
9100 Baytowne Wharf Blvd Unit UNIT 562, Miramar Beach
$349,000
2 Beds ⋅ 2 Baths ⋅ 1012977 MLS
Million dollar view on the top. Bay views from the private balcony that overlooks the Village of Baytowne Wharf's event plaza, where you can take in the seasonal weekly concerts or a display of fireworks without ever leaving the comfort of your condo. The kitchen is fully stocked. The bonus room features bunkbeds and a TV. Observation Point owners have exclusive access to the lushly landscaped amenities terrace featuring a resort style pool, fitness center, lawn, and lovely grilling area as well as to the Founders Club, featuring a game room with pool table & bar with a balcony overlooking the events plaza.

9100 Baytowne Wharf Blvd Unit UNIT 562, Miramar Beach
200 Sandestin Ln Unit APT 622, Miramar Beach
$199,500
1 Beds ⋅ 1 Baths ⋅ 1012822 MLS
Beautifully renovated second-story unit showcasing stylish, modern finishes throughout. The interior features high-gloss marble-style porcelain tile flooring, complemented by shaker-style cabinetry with updated hardware and elegant quartz countertops. The beautifully redesigned bathroom features a custom-tiled shower, creating a clean, upscale feel. Thoughtful updates and contemporary finishes continue throughout the home, offering a truly move-in-ready property just minutes from Grand Boulevard, Publix, Sacred Heart Hospital, the area's beautiful beaches, dining, shopping, and entertainment. Community amenities include a refreshing pool with pool house and a fitness room, adding convenience to the relaxed coastal lifestyle. Showings by appointment only.

200 Sandestin Ln Unit APT 622, Miramar Beach
60 Sandprints Dr Unit C1, Miramar Beach
$334,000
1 Beds ⋅ 1 Baths ⋅ 1012701 MLS
Just a short stroll from the beach and Pompano Joe's, this fully furnished, turnkey one-bedroom, one-bath Sandprints condo is ready to enjoy or continue operating as a short-term rental. The approximately 650-square-foot layout features an open kitchen and living area, a covered patio, an in-unit washer and dryer, and a walk-in shower with glass enclosure. Updates completed in 2023 include opening the kitchen to the living area, new countertops and backsplash, updated flooring, and the shower conversion. Sandprints offers a community pool and grilling area with one assigned parking space directly in front of the entrance. $28,500 in gross rental revenue for 2025 and $32,300 from January 1 through September 24, 2026, with some dates reserved for personal use. Reservations are already on the books for 2027. Whether you're looking for a beach retreat or a rental property, Unit C1 puts the shoreline, dining, and the best of Miramar Beach close at hand

60 Sandprints Dr Unit C1, Miramar Beach
24 Breakwater Bay Unit 7E, Miramar Beach
$364,000
2 Beds ⋅ 2 Baths ⋅ 1012677 MLS
Discover coastal living at its finest in this inviting condo nestled within the gated Seascape Golf, Beach & Tennis Resort. This well-located unit in the sought-after Golf Villas / Garden Villas community offers the perfect blend of relaxation and recreation on Florida's Emerald Coast. Enjoy convenient access to Seascape's outstanding amenities, including approximately 2,000 feet of private sugar-white sand beach with emerald Gulf waters, multiple community pools, an on-site championship golf course, tennis and pickleball courts, playgrounds, walking paths, and on-site dining options such as the popular Whale's Tail Beach Bar & Grill. The resort's central Miramar Beach location places you near shopping, restaurants, and attractions, with easy proximity to Destin and Scenic Highway 30A. Typical of the Breakwater Bay Garden Villas (low-rise buildings with a handful of units), this unit features a comfortable 2-bedroom, 2-bathroom layout, open living/dining areas, a full kitchen, and private patio. This unit overlooks resort grounds providing a peaceful setting just a short stroll or quick ride to the beach. Whether you're seeking a primary residence, vacation getaway, or investment property with strong rental potential in a full-amenity gated community, Unit 7E at 24 Breakwater Bay delivers the classic Seascape lifestyle. Any information contained in this listing is believed to be accurate but is not guaranteed and should be verified by buyer and agent.

24 Breakwater Bay Unit 7E, Miramar Beach
166 N Driftwood Bay Unit UNIT 36C, Miramar Beach
$399,000
2 Beds ⋅ 2 Baths ⋅ 1012642 MLS
PRIME LOCATION on the Golf Course in Seascape! STEPS to the Beach at Whalestail! 2nd floor corner unit overlooking the 15th fairway. NEW LVP flooring throughout, updated kitchen, spacious balcony w/ golf course views! Directly across from tennis courts, pool, & basketball court. Close to the back gate for easy access to the beach and scenic Hwy 98. This condo will make a great rental or full time residence. Comes fully furnished and turn key. Located in one of the best spots in Seascape. Amenities galore - Walk to the Beach, Whales tail, badass coffee, Pascalli's, + more!!

166 N Driftwood Bay Unit UNIT 36C, Miramar Beach
200 Sandestin Ln Unit 906, Miramar Beach
$269,000
2 Beds ⋅ 2 Baths ⋅ 1012589 MLS
Updated 2BR/2BA condo in Miramar Beach, just minutes from Gulf beaches, Choctawhatchee Bay, and 30A. Positioned behind Grand Boulevard and near Sandestin Resort, this location offers convenient access to shopping, dining, entertainment, and Sacred Heart Hospital. The open second-floor layout features 9' ceilings and a balcony with a peaceful tree-lined view. Building 9 is located next to Pointe of View's pool and fitness center. Short-term rentals are allowed!

200 Sandestin Ln Unit 906, Miramar Beach
285 Payne St Unit UNIT 4B, Miramar Beach
$359,000
2 Beds ⋅ 2 Baths ⋅ 1012556 MLS
This top floor and fully furnished unit at Crystal Village located just 2.5 blocks from the spectacular South Walton beaches and Pompano Joe's beachfront restaurant! Enjoy the views with a spacious private deck overlooking perfectly manicured grounds and a community pool, one of two at Crystal Village. This unit is the perfect vacation rental as the second bedroom includes bunks and an owner's closet as well. Crystal Village is perfectly located between Scenic Hwy 98 and the main Hwy 98, with easy access to all of the restaurants, shopping, and of course the world class beaches that this area is famous for! Come take a look. Roof was replaced in 2023 and all new stairways and balconies added in 2025 as well. Buyer to please verify all information.

285 Payne St Unit UNIT 4B, Miramar Beach
9700 Grand Sandestin Blvd Unit UNIT 4125, Miramar Beach
$385,000
1 Beds ⋅ 1 Baths ⋅ 1012509 MLS
Experience effortless coastal living in this beautifully appointed 1 bedroom, 1 bath condo, nestled on the first floor of the Bahia building within the popular Grand Sandestin community. La Mer' is just steps from Baytowne Wharf, this turnkey retreat blends relaxed island style with the finest resort amenities. La Mer features a fully-equipped kitchen, featuring granite countertops, all appliances, and ample cabinetry -- ideal for entertaining family and friends during your coastal getaways. Relax on the private patio overlooking the pool, perfect for sipping your morning coffee or unwinding at sunset. As a resident of The Grand Sandestin, you'll enjoy privileged access to an array of world class amenities, including. Championship golf courses. Several tennis courts. A pristine private beach. A full service marina. Boutique shopping and diverse dining. Vibrant nightlife and family friendly entertainment. Prime Investment Opportunity Whether you're seeking a second home or a high performing vacation rental, this turnkey property offers exceptional potential. Sandestin Golf and Beach Resort is a premier destination for travelers year round, ensuring strong rental demand and attractive returns. Live the Island Life -- Every Day. Embrace the laid back luxury of 30A living. This is more than a condo -- it's your personal slice of paradise in one of Florida's most sought after resort communities. Schedule your private tour today and start living the island

9700 Grand Sandestin Blvd Unit UNIT 4125, Miramar Beach
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