Miramar Beach Homes under $500,000

Miramar Beach Homes under $500,000

Welcome to Miramar Beach, Florida – a hidden gem nestled in the heart of Walton County! Known for its stunning white-sand beaches and crystal-clear emerald waters, this charming coastal community is the perfect destination for those seeking a vibrant lifestyle coupled with the tranquility of beach living. With its picturesque landscapes and abundant outdoor activities, Miramar Beach is not just a vacation spot; it’s a place you can truly call home.

One of the most appealing aspects of Miramar Beach is its diverse real estate market, especially for those looking to invest in homes under $500,000. Here, you can find charming beach cottages, spacious family homes, and modern condos that offer both comfort and style without breaking the bank. Whether you’re a first-time homebuyer, a retiree, or an investor, there’s a perfect property waiting for you in this idyllic locale.

Imagine waking up to the sound of waves crashing and enjoying your morning coffee with a view of the ocean. With a variety of homes available, you can embrace the laid-back lifestyle that Miramar Beach offers. Explore the local shops, indulge in delicious seafood at waterfront restaurants, or take a leisurely stroll along the beach – the options are endless!

Don’t miss out on the opportunity to own a piece of paradise in Miramar Beach. With affordable homes and an inviting community, this is where your dream of coastal living can become a reality. Come experience the charm of Miramar Beach, where life is a beach and every day feels like a vacation!

Newest Miramar Beach Homes under $500,000

285 Payne St Unit UNIT 8B, Miramar Beach
$399,000
2 Beds ⋅ 2 Baths ⋅ 1013363 MLS
This top floor and highly updated, fully furnished unit at Crystal Village located just 2.5 blocks from the spectacular South Walton beaches and Pompano Joe's beachfront restaurant! Enjoy the views with a spacious private deck overlooking perfectly manicured grounds and a community pool, one of two at Crystal Village. This unit is the perfect vacation rental as the second bedroom includes bunks and an owner's closet as well. Crystal Village is perfectly located between Scenic Hwy 98 and the main Hwy 98, with easy access to all of the restaurants, shopping, and of course the world class beaches that this area is famous for! Come take a look. Roof was replaced in 2023 and all new stairways and balconies added in 2025 as well. Buyer to please verify all information.

285 Payne St Unit UNIT 8B, Miramar Beach
41 Misty Cv Unit UNIT 201, Miramar Beach
$449,900
2 Beds ⋅ 3 Baths ⋅ 1013301 MLS
Turnkey Coastal Investment | Fully Furnished | Miramar Beach From the moment you enter, the refreshed interior create an open, airy atmosphere that feels both polished and inviting. Thoughtfully updated throughout, this residence is ready to enjoy from day one-simply bring your suitcase and settle into coastal living! The generous living space provides a comfortable gathering place after a day at the beach, while the updated finishes and furnishings give the home a fresh, contemporary feel without sacrificing the relaxed character that makes a beach retreat so appealing. Whether you're escaping for a long weekend, hosting family and friends, or enjoying extended stays along the Gulf Coast, this home offers the flexibility to fit the way you want to live. 50k IN RENTAL PROJECTIONS! Beyond personal use, the property presents an attractive opportunity for buyers seeking a vacation home with rental potential. The combination of a desirable Miramar Beach location and furnishings already in place makes this an especially compelling option for those who want a coastal property without taking on a renovation project. For investors, second-home buyers, or anyone looking for a ready-to-enjoy retreat on the Emerald Coast, 41 Misty Cove is an opportunity to own something that feels special the moment you walk through the door. Ask for additional property and rental information to explore the numbers and investment potential. Schedule your private showing! EASY SHOW!

41 Misty Cv Unit UNIT 201, Miramar Beach
9100 Baytowne Wharf Blvd Unit 451, Miramar Beach
$399,500
2 Beds ⋅ 2 Baths ⋅ 1013215 MLS
A 2-bedroom in The Village of Baytowne Wharf for $399,500! Discover an exceptional opportunity in the heart of Sandestin Golf and Beach Resort®, where resort living is just outside your door, yet home feels private and peaceful. Welcome to 451 Observation Point, a delightful 2-bedroom, 2-bath condo ideally positioned at the end of the building overlooking the amenity terrace. Step outside and you're moments from Baytowne Wharf dining, shopping, entertainment and events; step onto the oversized covered balcony and enjoy lushl landscaping and a tucked-away setting. Inside, abundant windows fill the open living and dining areas with natural light. The coastal-inspired kitchen features a granite breakfast bar and stainless appliances. Recent updates include new appliances, washer/dryer, lighting, ceiling fans and door hardware in 2026, plus newer furnishings and interior paint. Gateway owners enjoy covered parking, pool, hot tub, fitness center and grilling areas, plus the Founders Club overlooking the Events Plaza with a community room and pool table. Beyond the Village, enjoy the Sandestin® lifestyle with beach access, golf, tennis, pickleball, Baytowne Marina, walking and biking paths, dining and entertainment. Beach. Golf. Marina. Baytowne. And your own peaceful retreat in the middle of it all-for $399,500.

9100 Baytowne Wharf Blvd Unit 451, Miramar Beach
5000 S Sandestin Blvd Unit 7406, Miramar Beach
$389,900
1 Beds ⋅ 1 Baths ⋅ 1013147 MLS
Enjoy elevated resort living from the 14th floor of Luau, perfectly positioned on the beachside of Sandestin Golf and Beach Resort. This well-maintained 1-bedroom, 1-bath residence offers 708 square feet of comfortable living space along with beautiful views overlooking the lake and resort-style pool, with glimpses of both the Gulf and Choctawhatchee Bay adding to the coastal setting. The inviting floor plan offers everything needed for a relaxing beach retreat, full-time residence, or vacation rental opportunity. Luau offers an impressive collection of amenities, including a tropical lagoon-style pool, fitness center, and beautifully landscaped surroundings. Spend the day relaxing poolside, stay active in the on-site fitness center, or simply unwind and enjoy everything this coastal haven has to offer. Perfectly positioned on the beachside of Sandestin Golf and Beach Resort, Luau is just a short stroll from the sugar-white sand beaches of the Emerald Coast, while still providing convenient access to all that Sandestin has to offer-from golf and tennis to dining, shopping, entertainment, the marina, and The Village of Baytowne Wharf. Whether you're searching for a personal beach getaway or an investment property in one of the Emerald Coast's most sought-after resort communities, this 14th-floor Luau residence offers an exceptional opportunity to experience the Sandestin lifestyle. As an introduction to the Sandestin lifestyle, we invite our new owners to explore amenities that make Sandestin special. The listing brokerage and seller(s) are presenting the buyer(s) of this property with (2) 90-minute rounds of Tennis court time, a golf foursome at one of our three championship courses, and a round of golf for up to four (4) players at the unrivaled Burnt Pine Golf Club. Sandestin Golf and Beach Resort features more than seven miles of beaches and pristine bay front, four championship golf courses, 15 world-class tennis courts, a 226-slip marina, a fitness center, spa and celebrity chef dining. Shop, dine and play at the charming pedestrian village, The Village of Baytowne Wharf and more. Inside the gates of the resort, residents enjoy a balanced lifestyle of high-class living, spanning the 2,400 acres from the beach to the bay. Everything within the gates of the resort is accessible by golf cart or bicycle. The entire resort is interconnected by miles of pedestrian, bike and golf cart paths that weave through groves of live oaks, meandering past natural lagoons, fountains, man-made lakes, and meticulously landscaped fairways.

5000 S Sandestin Blvd Unit 7406, Miramar Beach
911 Harbour Point Ln Unit 911, Miramar Beach
$419,900
1 Beds ⋅ 1 Baths ⋅ 1013065 MLS
Sandestin Retreat | Steps to Golf & Choctawhatchee Bay! Elevate your coastal lifestyle in world-renowned Sandestin Golf and Beach Resort! Perfectly positioned for golf enthusiasts and water lovers alike, this beautifully appointed residence offers effortless access to championship fairways and the serene waters of the Choctawhatchee Bay. Imagine starting your morning with coffee overlooking lush Golf Course views, spending your afternoon on the greens or out on the bay from nearby Baytowne Marina, and riding your golf cart straight to fine dining and shopping at The Village of Baytowne Wharf. Featuring a light-filled layout, modern finishes, and low-maintenance luxury, this condo delivers the ultimate Florida resort experience. Whether seeking an effortless personal retreat or a premier coastal investment, this property combines unrivaled location, resort-style amenities, and coastal convenience. Contact us today for a private tour!

911 Harbour Point Ln Unit 911, Miramar Beach
320 Scenic Gulf Dr Unit 123, Miramar Beach
$349,000
2 Beds ⋅ 2 Baths ⋅ 1013060 MLS
Brand New Roof, Seller to cover Special Assesment fees

320 Scenic Gulf Dr Unit 123, Miramar Beach
88 Antilles Cv, Miramar Beach
$474,900
3 Beds ⋅ 2 Baths ⋅ 1013061 MLS
Welcome to 88 Antilles Cove, currently the lowest-priced 2-car garage home in Bayside. This single-story 3 bedroom, 2 bath home sits in the established Bayside community of Miramar Beach. The bright living room features vaulted ceilings, an electric fireplace, and French doors that open to a tiled, screened sunroom with a ceiling fan and roll-down shades. The kitchen offers granite counters, wood cabinetry, stainless appliances, a breakfast bar, and a walk-in pantry. The primary suite has a vaulted ceiling, a walk-in closet, and a bath with a granite double vanity and a custom tiled walk-in shower with a built-in bench. LVP flooring runs through the bedrooms. Step outside to one of the best backyards in the neighborhood. The 6,534 sq ft lot backs to a wooded preserve, giving you true privacy with no rear neighbors. A wide, open lawn offers room to play, garden, or entertain, with an open patio for grilling and raised garden beds already in place. The sellers have loved the quiet, peaceful setting and the friendly, welcoming neighborhood. The roof was replaced in 2016. Bayside residents enjoy a community pool, tennis and pickleball courts, a playground, and a fishing and boat dock. Short-term rentals are not allowed. Zoned for A-rated Van R. Butler Elementary, Emerald Coast Middle, and South Walton High. Just over a mile to the beach, with Winn-Dixie, Silver Sands Outlets, Sandestin, and Grand Boulevard all minutes away. A wonderful fit for a primary home, retirement retreat, or second home near the Gulf.

88 Antilles Cv, Miramar Beach
2606 Scenic Gulf Dr Unit UNIT 1111, Miramar Beach
$498,900
3 Beds ⋅ 2 Baths ⋅ 1013012 MLS
Welcome to Maravilla 1111, a beautifully furnished ground-floor 3-bedroom, 2-bath condo offering easy beach living in one of Miramar Beach's popular gated communities. Located in Building 1, this well-positioned unit provides convenient first-floor access with no stairs or elevators, nearby parking, and a covered patio overlooking a quiet grassy area. The private beach access is just across Scenic Gulf Drive, making the sugar-white sand and Gulf waters an easy walk from the condo. Offered fully furnished and rental-ready, the condo features coastal furnishings, tile flooring throughout the main living areas, keyless entry, and an in-unit washer and dryer. The flexible floor plan includes a king primary suite with private bath, a queen guest bedroom, and a third bedroom, providing comfortable accommodations for owners and vacation guests alike. Recent improvements include a brand-new HVAC system installed in 2025 with a 10-year warranty, along with a 2019 water heater. The property is currently positioned as a short-term rental, with projected annual gross rental income of approximately $45,000-$50,000. Maravilla owners and guests enjoy access to more than 500 feet of private deeded beach, two swimming pools including one seasonally heated, a hot tub, tennis and pickleball courts, fitness center, clubhouse, and gated access. With the beach access located directly across Scenic Gulf Drive, enjoying a day along the Gulf is simple and convenient. This location also allows you to enjoy some of Miramar Beach's favorite restaurants and attractions, including Pompano Joe's, Captain Dave's, The Whale's Tail, Silver Sands Premium Outlets, Destin Commons, golf, shopping, and the Scenic Gulf Drive walking and biking path. Whether you are searching for a beach getaway, second home, or investment property with short-term rental appeal, Maravilla 1111 offers ground-floor convenience, desirable amenities, and an easy walk to the sugar-white sand and emerald waters of the Gulf.

2606 Scenic Gulf Dr Unit UNIT 1111, Miramar Beach
5002 S Sandestin Blvd Unit 6131, Miramar Beach
$489,900
2 Beds ⋅ 2 Baths ⋅ 1012998 MLS
FIRST-FLOOR LUAU LOCK-OFF WITH OVERSIZED PATIO AND DIRECT ACCESS TO THE BEACH ACCESS WALKWAY! This unique 2BR/2BA lock-off residence in Luau Phase II combines a desirable first-floor location, exceptional outdoor space, and flexible rental options. Convenient ground-level positioning with direct exterior access and no elevator required. DIRECT BEACH ACCESS ROUTE: An exterior exit located near the residence connects directly to the beach access walkway. OVERSIZED PATIO: Expansive ground-level outdoor living area offering considerably more space than a traditional balcony. LOCK-OFF VERSATILITY: Flexible floor plan can be configured as a full 2BR/2BA residence, a 1BR/1BA suite, or a separate studio, providing multiple options for personal use and rental configurations. RESORT AMENITIES: Luau features a resort-style swimming pool, fitness center, and beautifully maintained grounds, with convenient access to the sugar-white sand beaches of the Emerald Coast and the many amenities of Sandestin Golf and Beach Resort. With its first-floor location, oversized patio, versatile lock-off design, and convenient beachside setting, this residence presents an exceptional opportunity for a coastal retreat, rental property, or combination of both. As an introduction to the Sandestin lifestyle, we invite our new owners to explore amenities that make Sandestin special. The listing brokerage and seller(s) are presenting the buyer(s) of this property with (2) 90-minute rounds of Tennis court time, a golf foursome at one of our three championship courses, and a round of golf for up to four (4) players at the unrivaled Burnt Pine Golf Club. Sandestin Golf and Beach Resort features more than seven miles of beaches and pristine bay front, four championship golf courses, 15 world-class tennis courts, a 226-slip marina, a fitness center, spa and celebrity chef dining. Shop, dine and play at the charming pedestrian village, The Village of Baytowne Wharf and more. Inside the gates of the resort, residents enjoy a balanced lifestyle of high-class living, spanning the 2,400 acres from the beach to the bay. Everything within the gates of the resort is accessible by golf cart or bicycle. The entire resort is interconnected by miles of pedestrian, bike and golf cart paths that weave through groves of live oaks, meandering past natural lagoons, fountains, man-made lakes, and meticulously landscaped fairways.

5002 S Sandestin Blvd Unit 6131, Miramar Beach
9100 Baytowne Wharf Blvd Unit UNIT 562, Miramar Beach
$349,000
2 Beds ⋅ 2 Baths ⋅ 1012977 MLS
Million dollar view on the top. Bay views from the private balcony that overlooks the Village of Baytowne Wharf's event plaza, where you can take in the seasonal weekly concerts or a display of fireworks without ever leaving the comfort of your condo. The kitchen is fully stocked. The bonus room features bunkbeds and a TV. Observation Point owners have exclusive access to the lushly landscaped amenities terrace featuring a resort style pool, fitness center, lawn, and lovely grilling area as well as to the Founders Club, featuring a game room with pool table & bar with a balcony overlooking the events plaza.

9100 Baytowne Wharf Blvd Unit UNIT 562, Miramar Beach
200 Sandestin Ln Unit APT 622, Miramar Beach
$199,500
1 Beds ⋅ 1 Baths ⋅ 1012822 MLS
Beautifully renovated second-story unit showcasing stylish, modern finishes throughout. The interior features high-gloss marble-style porcelain tile flooring, complemented by shaker-style cabinetry with updated hardware and elegant quartz countertops. The beautifully redesigned bathroom features a custom-tiled shower, creating a clean, upscale feel. Thoughtful updates and contemporary finishes continue throughout the home, offering a truly move-in-ready property just minutes from Grand Boulevard, Publix, Sacred Heart Hospital, the area's beautiful beaches, dining, shopping, and entertainment. Community amenities include a refreshing pool with pool house and a fitness room, adding convenience to the relaxed coastal lifestyle. Showings by appointment only.

200 Sandestin Ln Unit APT 622, Miramar Beach
2076 Scenic Gulf Dr Unit UNIT 3014, Miramar Beach
$429,000
2 Beds ⋅ 2 Baths ⋅ 1012793 MLS
Your perfect coastal getaway awaits! Rental-ready, beautifully remodeled, and featuring deeded beach access, this stunning two-bedroom, two-bath luxury condo offers the relaxed elegance of Ciboney at Miramar Beach along Scenic Highway 98--across from the sugar-white sands and emerald waters of the Gulf. This thoughtfully redesigned and fully updated third-floor residence offers a stylish blend of modern design and coastal comfort, making it ideal as a serene personal paradise, vacation getaway, or high-performing investment property. Enjoy a light-filled, open-concept layout accented by tasteful coastal décor and upscale furnishings, creating an inviting, turn-key environment for owners and guests alike. In the kitchen, white cabinetry pairs with stainless steel appliances, custom subway-tile backsplash, shiplap accents, a breakfast bar and plenty of counter space for your culinary adventures. The open living and dining area provides plenty of room to relax or entertain and comfortably accommodates families and groups of up to six with sleeping arrangements to include a Master Suite with a king bed, a Guest Bedroom with a full bed and double bed, and a sleeper sofa in the living room. A separate laundry room adds everyday convenience. Step outside to the spacious private balcony and enjoy colorful sunsets and coastal breezes. Whether sipping your morning coffee or unwinding after a day at the beach, this peaceful outdoor retreat offers another inviting space to enjoy the coastal lifestyle. Located directly across the street from the breathtaking emerald waters and sugar-white beaches of the Gulf of America, this fully furnished condo is an ideal home base for your coastal escape. Exclusive private beach access allows you to step onto the sand and enjoy everything Miramar Beach has to offer. Ciboney Condominiums offers exceptional amenities, including deeded gated beach access, seasonally heated pool, two lighted tennis courts, BBQ/picnic area, dog walk area, elevators providing convenient access to all floors, plentiful parking that accommodates both boats and trailers and an unbeatable Location. Ciboney is one of the few communities in the area that welcomes pets for both owners and guests--a rare and highly desirable feature that can enhance rental appeal and owner enjoyment. Ciboney is perfectly positioned close to many great entertainment, dining and shopping options. Jet ski, parasailing, paddleboard rentals, Pompano Joes, Surf Hut, Royal Palm Grill, Whale's Tail, Silver Sands Premium Outlets, Destin Commons and the access point to the popular snorkel spot: Dolphin Reef and so much more are all minutes away. Ciboney has very low HOA dues of $630/month and recently completed an exterior renovation in 2024 with the special assessment PAID IN FULL to update and renovate the balconies, walkways, stairwells and elevators. Whether your goal is a sophisticated coastal retreat or a high-performing rental property, Ciboney 3014 brings together comfort, convenience, and the relaxed elegance of beachside living. Make this yours today and experience the relaxed rhythm of Gulf Coast living!

2076 Scenic Gulf Dr Unit UNIT 3014, Miramar Beach
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